Challenge	epara	cash
To send money from one city to another in Albania	Instant	Takes hours
To carry with you	You phone is with you	You need a wallet
To pay your bills	Any time of the day, with three clicks in seconds	You need to go physically in opening hours and stand in line
To remember what you spend your money on	Look at your transactions, share details in seconds, everything is there in your epara app	Hard to recall, people using cash often ask themselves: “Where is my money?”
To exchange LEK to EUR or EUR to LEK	Instant, any time of the day, precise	You stand in line… if the exchange place is open… and have your arithmetic ready!
To buy a coffee	Precise, simple, comfortable	A. If you have a 5 000 LEK banknote? You will be asked: “Do you have change?” B. If you have coins? You will search for the right coins, drop some money, and count twice. C. If you don’t have cash? You will not have a coffee.
To be healthy and physically safe	You only touch your own phone	Well… cash changes hands frequently and can get dirty in this process

Challenge

epara

cash

To send money from one city to another in Albania

Instant

Takes hours

To carry with you

You phone is with you

You need a wallet

To pay your bills

Any time of the day, with three clicks in seconds

You need to go physically
in opening hours and stand in line

To remember what you spend your money on

Look at your transactions, share details in seconds, everything is there in your epara app

Hard to recall, people using cash often ask themselves: “Where is my money?”

To exchange LEK to EUR or EUR to LEK

Instant, any time of the day, precise

You stand in line… if the exchange place is open… and have your arithmetic ready!

To buy a coffee

Precise, simple, comfortable

A. If you have a 5 000 LEK banknote? You will be asked: “Do you have change?”
B. If you have coins?
You will search for the right coins, drop some money, and count twice.
C. If you don’t have cash?
You will not have a coffee.

To be healthy and physically safe

You only touch your own phone

Well… cash changes hands frequently and can get dirty in this process